Darjeeling District Central Co-operative Bank
DARJEELING DISTRICT CENTRAL CO-OPERATIVE BANK LTD DARJEELING BRANCH BRANCH
+913542252487
Understanding IFSC Code: The Digital DNA of Darjeeling District Central Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the DARJEELING DISTRICT CENTRAL CO-OPERATIVE BANK LTD DARJEELING BRANCH
branch of Darjeeling District Central Co-operative Bank, the code WBSC0DJCB04 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the WBSC0DJCB04 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"WBSC" represents Darjeeling District Central Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for DARJEELING DISTRICT CENTRAL CO-OPERATIVE BANK LTD DARJEELING BRANCH
Payment Systems Supported by WBSC0DJCB04
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—734816102—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Darjeeling District Central Co-operative Bank in DARJEELING typically follows the RBI holiday calendar. Digital transfers via WBSC0DJCB04 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While WBSC0DJCB04 is the valid code for DARJEELING DISTRICT CENTRAL CO-OPERATIVE BANK LTD DARJEELING BRANCH at DARJEELING, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Darjeeling District Central Co-operative Bank Branch List
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- • Bank Holiday in WEST BENGAL
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
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- • Currency Converter
Branch Context
- • DARJEELING DISTRICT CENTRAL CO-OPERATIVE BANK LTD DARJEELING BRANCH Contact
- • Address of Darjeeling District Central Co-operative Bank
- • MICR Code Finder
- • WEST BENGAL Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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