Darjeeling District Central Co-operative Bank
DARJEELING DISTRICT CENTRAL CO-OPERATIVE BANK LTD PEDONG BRANCH BRANCH
+913552281334
Related Branches
Understanding IFSC Code: The Digital DNA of Darjeeling District Central Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the DARJEELING DISTRICT CENTRAL CO-OPERATIVE BANK LTD PEDONG BRANCH
branch of Darjeeling District Central Co-operative Bank, the code WBSC0DJCB02 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the WBSC0DJCB02 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"WBSC" represents Darjeeling District Central Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for DARJEELING DISTRICT CENTRAL CO-OPERATIVE BANK LTD PEDONG BRANCH
Payment Systems Supported by WBSC0DJCB02
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—734816602—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Darjeeling District Central Co-operative Bank in PEDONG BAZAR typically follows the RBI holiday calendar. Digital transfers via WBSC0DJCB02 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While WBSC0DJCB02 is the valid code for DARJEELING DISTRICT CENTRAL CO-OPERATIVE BANK LTD PEDONG BRANCH at PEDONG BAZAR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Darjeeling District Central Co-operative Bank Branch List
- • PEDONG BAZAR IFSC Codes
- • Swift Code for Darjeeling District Central Co-operative Bank
- • Bank Holiday in WEST BENGAL
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • DARJEELING DISTRICT CENTRAL CO-OPERATIVE BANK LTD PEDONG BRANCH Contact
- • Address of Darjeeling District Central Co-operative Bank
- • MICR Code Finder
- • WEST BENGAL Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Darjeeling District Central Co-operative Bank WBSC0DJCB02 code, find DARJEELING DISTRICT CENTRAL CO-OPERATIVE BANK LTD PEDONG BRANCH branch details, Darjeeling District Central Co-operative Bank PEDONG BAZAR contact number, WEST BENGAL bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Darjeeling District Central Co-operative Bank PEDONG BAZAR, online neft rtgs imps guide india, how to find ifsc code of Darjeeling District Central Co-operative Bank.