Dakshin Dinajpur District Central Co-operative Bank
Dakshin Dinajpur District Central Co-operative Bank IMPS BRANCH
+913522255379
Understanding IFSC Code: The Digital DNA of Dakshin Dinajpur District Central Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Dakshin Dinajpur District Central Co-operative Bank IMPS
branch of Dakshin Dinajpur District Central Co-operative Bank, the code WBSC0DDCB01 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the WBSC0DDCB01 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"WBSC" represents Dakshin Dinajpur District Central Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Dakshin Dinajpur District Central Co-operative Bank IMPS
Payment Systems Supported by WBSC0DDCB01
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Dakshin Dinajpur District Central Co-operative Bank in BALURGHAT typically follows the RBI holiday calendar. Digital transfers via WBSC0DDCB01 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While WBSC0DDCB01 is the valid code for Dakshin Dinajpur District Central Co-operative Bank IMPS at BALURGHAT, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
- • GST Calculator Online
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Branch Context
- • Dakshin Dinajpur District Central Co-operative Bank IMPS Contact
- • Address of Dakshin Dinajpur District Central Co-operative Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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