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West Bengal State Co-operative Bank

PANSILA BRANCH BRANCH

+913325689191

IFSC CODE
WBSC0000034
MICR Code 700093017
Branch Code 000034
City / District PANSILA
State WEST BENGAL
Office Address PANIHATI MUNICIPALITY MARKET COMPLEX,R.N.AVENUE, P.O.KHARDAH,NORTH 24 PGS
Phone +913325689191
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Understanding IFSC Code: The Digital DNA of West Bengal State Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the PANSILA BRANCH branch of West Bengal State Co-operative Bank, the code WBSC0000034 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the WBSC0000034 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"WBSC" represents West Bengal State Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for PANSILA BRANCH

Payment Systems Supported by WBSC0000034

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—700093017—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The West Bengal State Co-operative Bank in PANSILA typically follows the RBI holiday calendar. Digital transfers via WBSC0000034 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While WBSC0000034 is the valid code for PANSILA BRANCH at PANSILA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
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Branch Context

  • • PANSILA BRANCH Contact
  • • Address of West Bengal State Co-operative Bank
  • • MICR Code Finder
  • • WEST BENGAL Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
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  • • IFSC Finder v2.0

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