West Bengal State Co-operative Bank
SALT LAKE CITY BRANCH BRANCH
+913323370438
Understanding IFSC Code: The Digital DNA of West Bengal State Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the SALT LAKE CITY BRANCH
branch of West Bengal State Co-operative Bank, the code WBSC0000014 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the WBSC0000014 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"WBSC" represents West Bengal State Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for SALT LAKE CITY BRANCH
Payment Systems Supported by WBSC0000014
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—700093014—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The West Bengal State Co-operative Bank in SALT LAKE typically follows the RBI holiday calendar. Digital transfers via WBSC0000014 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While WBSC0000014 is the valid code for SALT LAKE CITY BRANCH at SALT LAKE, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • West Bengal State Co-operative Bank Branch List
- • SALT LAKE IFSC Codes
- • Swift Code for West Bengal State Co-operative Bank
- • Bank Holiday in WEST BENGAL
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
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Branch Context
- • SALT LAKE CITY BRANCH Contact
- • Address of West Bengal State Co-operative Bank
- • MICR Code Finder
- • WEST BENGAL Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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