Vishweshwar Sahakari Bank
SHIVAJI NAGAR BRANCH
+919881909726
Understanding IFSC Code: The Digital DNA of Vishweshwar Sahakari Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the SHIVAJI NAGAR
branch of Vishweshwar Sahakari Bank, the code VSBL0000026 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the VSBL0000026 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"VSBL" represents Vishweshwar Sahakari Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for SHIVAJI NAGAR
Payment Systems Supported by VSBL0000026
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—411335020—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Vishweshwar Sahakari Bank in PUNE typically follows the RBI holiday calendar. Digital transfers via VSBL0000026 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While VSBL0000026 is the valid code for SHIVAJI NAGAR at PUNE, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • SHIVAJI NAGAR Contact
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- • MICR Code Finder
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Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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