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Vishweshwar Sahakari Bank

VASHI-TURBHE BRANCH

+919881909723

IFSC CODE
VSBL0000023
MICR Code 400065253
Branch Code 000023
City / District VASHI-TURBHE
State MAHARASHTRA
Office Address SECTOR NO.12, PLOT NO.46, ANGAN CO-OP HOUSING SOCIETY GROUND FLOOR,SHOP NO.5&6, VASHI-KOPARKHAIRANE ROAD, VASHI, NAVI MUMBAI 400703
Phone +919881909723
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Understanding IFSC Code: The Digital DNA of Vishweshwar Sahakari Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the VASHI-TURBHE branch of Vishweshwar Sahakari Bank, the code VSBL0000023 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the VSBL0000023 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"VSBL" represents Vishweshwar Sahakari Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for VASHI-TURBHE

Payment Systems Supported by VSBL0000023

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—400065253—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Vishweshwar Sahakari Bank in VASHI-TURBHE typically follows the RBI holiday calendar. Digital transfers via VSBL0000023 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While VSBL0000023 is the valid code for VASHI-TURBHE at VASHI-TURBHE, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • VASHI-TURBHE Contact
  • • Address of Vishweshwar Sahakari Bank
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Platform Links

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