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The Vijay Co-operative Bank

SERVICE CENTER BRANCH

IFSC CODE
VCOB00000SC
MICR Code
Branch Code 0000SC
City / District AHMEDABAD
State GUJARAT
Office Address NOBLES BUILDING,OPP.NEHRU BRIDGE,ASHRAM ROAD
Phone Not Available
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Understanding IFSC Code: The Digital DNA of The Vijay Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SERVICE CENTER branch of The Vijay Co-operative Bank, the code VCOB00000SC ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the VCOB00000SC Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"VCOB" represents The Vijay Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SERVICE CENTER

Payment Systems Supported by VCOB00000SC

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The The Vijay Co-operative Bank in AHMEDABAD typically follows the RBI holiday calendar. Digital transfers via VCOB00000SC for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While VCOB00000SC is the valid code for SERVICE CENTER at AHMEDABAD, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • SERVICE CENTER Contact
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  • • MICR Code Finder
  • • GUJARAT Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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