Vasai Janata Sahakari Bank
NAIGAON EAST BRANCH
+912502308898
Understanding IFSC Code: The Digital DNA of Vasai Janata Sahakari Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the NAIGAON EAST
branch of Vasai Janata Sahakari Bank, the code VASJ0000015 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the VASJ0000015 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"VASJ" represents Vasai Janata Sahakari Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for NAIGAON EAST
Payment Systems Supported by VASJ0000015
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—401758002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Vasai Janata Sahakari Bank in VASAI typically follows the RBI holiday calendar. Digital transfers via VASJ0000015 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While VASJ0000015 is the valid code for NAIGAON EAST at VASAI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • NAIGAON EAST Contact
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Platform Links
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