Vasai Janata Sahakari Bank
VIRAR WEST BRANCH
+91912502500202
Understanding IFSC Code: The Digital DNA of Vasai Janata Sahakari Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the VIRAR WEST
branch of Vasai Janata Sahakari Bank, the code VASJ0000012 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the VASJ0000012 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"VASJ" represents Vasai Janata Sahakari Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for VIRAR WEST
Payment Systems Supported by VASJ0000012
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—400758011—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Vasai Janata Sahakari Bank in VIRAR typically follows the RBI holiday calendar. Digital transfers via VASJ0000012 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While VASJ0000012 is the valid code for VIRAR WEST at VIRAR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • VIRAR WEST Contact
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Platform Links
- • Anand Design DevBox
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- • Webmaster Tools
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