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Vasai Janata Sahakari Bank

BOISAR BRANCH

+918087053397

IFSC CODE
VASJ0000007
MICR Code 400758006
Branch Code 000007
City / District PALGHAR
State MAHARASHTRA
Office Address 1ST FLOOR, OSTWAL EMPIRE TARAPUR RD, OPP. ST DEPOT, BOISAR MAHARASHTRA 401501
Phone +918087053397
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Vasai Janata Sahakari Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BOISAR branch of Vasai Janata Sahakari Bank, the code VASJ0000007 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the VASJ0000007 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"VASJ" represents Vasai Janata Sahakari Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BOISAR

Payment Systems Supported by VASJ0000007

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—400758006—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Vasai Janata Sahakari Bank in PALGHAR typically follows the RBI holiday calendar. Digital transfers via VASJ0000007 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While VASJ0000007 is the valid code for BOISAR at PALGHAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • BOISAR Contact
  • • Address of Vasai Janata Sahakari Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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