Varachha Co-operative Bank
SERVICE BRANCH BRANCH
+912616918000
Understanding IFSC Code: The Digital DNA of Varachha Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the SERVICE BRANCH
branch of Varachha Co-operative Bank, the code VARA00000SC ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the VARA00000SC Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"VARA" represents Varachha Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for SERVICE BRANCH
Payment Systems Supported by VARA00000SC
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Varachha Co-operative Bank in SURAT typically follows the RBI holiday calendar. Digital transfers via VARA00000SC for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While VARA00000SC is the valid code for SERVICE BRANCH at SURAT, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
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Financial Tools
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Branch Context
- • SERVICE BRANCH Contact
- • Address of Varachha Co-operative Bank
- • MICR Code Finder
- • GUJARAT Banking Circle
Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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