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Utkarsh Small Finance Bank

MEJA ROAD BRANCH

+918756702477

IFSC CODE
UTKS0001067
MICR Code 211762003
Branch Code 001067
City / District ALLAHABAD TICO TOWN
State UTTAR PRADESH
Office Address PANDEY MARKET,PATEL CHAURAHA MEJA ROAD,ALLAHABAD UP PIN CODE-212302
Phone +918756702477
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Understanding IFSC Code: The Digital DNA of Utkarsh Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the MEJA ROAD branch of Utkarsh Small Finance Bank, the code UTKS0001067 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UTKS0001067 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UTKS" represents Utkarsh Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for MEJA ROAD

Payment Systems Supported by UTKS0001067

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—211762003—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Utkarsh Small Finance Bank in ALLAHABAD TICO TOWN typically follows the RBI holiday calendar. Digital transfers via UTKS0001067 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UTKS0001067 is the valid code for MEJA ROAD at ALLAHABAD TICO TOWN, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • MEJA ROAD Contact
  • • Address of Utkarsh Small Finance Bank
  • • MICR Code Finder
  • • UTTAR PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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