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Vaishya Nagari Sahakari Bank

Vaishya Nagari Sahakari Bank IMPS BRANCH

+912452231359

IFSC CODE
UTIB0SVNS01
MICR Code 431852202
Branch Code SVNS01
City / District PARBHANI
State MAHARASHTRA
Office Address SARDAR PATEL ROAD KACCHI BAZAR 431401
Phone +912452231359
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Vaishya Nagari Sahakari Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Vaishya Nagari Sahakari Bank IMPS branch of Vaishya Nagari Sahakari Bank, the code UTIB0SVNS01 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UTIB0SVNS01 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UTIB" represents Vaishya Nagari Sahakari Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Vaishya Nagari Sahakari Bank IMPS

Payment Systems Supported by UTIB0SVNS01

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—431852202—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Vaishya Nagari Sahakari Bank in PARBHANI typically follows the RBI holiday calendar. Digital transfers via UTIB0SVNS01 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UTIB0SVNS01 is the valid code for Vaishya Nagari Sahakari Bank IMPS at PARBHANI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

  • • Vaishya Nagari Sahakari Bank IMPS Contact
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Platform Links

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