Jila Sahakari Kendriya Bank Maryadit Rajnandgaon
Jila Sahakari Kendriya Bank Maryadit Rajnandgaon IMPS BRANCH
+917744223620
Understanding IFSC Code: The Digital DNA of Jila Sahakari Kendriya Bank Maryadit Rajnandgaon
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Jila Sahakari Kendriya Bank Maryadit Rajnandgaon IMPS
branch of Jila Sahakari Kendriya Bank Maryadit Rajnandgaon, the code UTIB0SJSN01 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the UTIB0SJSN01 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"UTIB" represents Jila Sahakari Kendriya Bank Maryadit Rajnandgaon
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Jila Sahakari Kendriya Bank Maryadit Rajnandgaon IMPS
Payment Systems Supported by UTIB0SJSN01
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—491853001—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Jila Sahakari Kendriya Bank Maryadit Rajnandgaon in RAJNANDGAON typically follows the RBI holiday calendar. Digital transfers via UTIB0SJSN01 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While UTIB0SJSN01 is the valid code for Jila Sahakari Kendriya Bank Maryadit Rajnandgaon IMPS at RAJNANDGAON, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • Jila Sahakari Kendriya Bank Maryadit Rajnandgaon IMPS Contact
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Platform Links
- • Anand Design DevBox
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