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Hadagali Urban Co-operative Bank

Hadagali Urban Co-operative Bank IMPS BRANCH

+918399240925

IFSC CODE
UTIB0SHUCBH
MICR Code 583913502
Branch Code SHUCBH
City / District HUVINA HADGALLI
State MAHARASHTRA
Office Address MAIN ROAD HADAGALI 583219
Phone +918399240925
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Hadagali Urban Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Hadagali Urban Co-operative Bank IMPS branch of Hadagali Urban Co-operative Bank, the code UTIB0SHUCBH ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UTIB0SHUCBH Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UTIB" represents Hadagali Urban Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Hadagali Urban Co-operative Bank IMPS

Payment Systems Supported by UTIB0SHUCBH

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—583913502—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Hadagali Urban Co-operative Bank in HUVINA HADGALLI typically follows the RBI holiday calendar. Digital transfers via UTIB0SHUCBH for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UTIB0SHUCBH is the valid code for Hadagali Urban Co-operative Bank IMPS at HUVINA HADGALLI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • Hadagali Urban Co-operative Bank IMPS Contact
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Platform Links

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