Gondia District Central Co-operative Bank Gondia
Gondia District Central Co-operative Bank Gondia IMPS BRANCH
+917182236862
Understanding IFSC Code: The Digital DNA of Gondia District Central Co-operative Bank Gondia
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Gondia District Central Co-operative Bank Gondia IMPS
branch of Gondia District Central Co-operative Bank Gondia, the code UTIB0SGDC01 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the UTIB0SGDC01 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"UTIB" represents Gondia District Central Co-operative Bank Gondia
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Gondia District Central Co-operative Bank Gondia IMPS
Payment Systems Supported by UTIB0SGDC01
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—441819002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Gondia District Central Co-operative Bank Gondia in GONDIYA typically follows the RBI holiday calendar. Digital transfers via UTIB0SGDC01 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While UTIB0SGDC01 is the valid code for Gondia District Central Co-operative Bank Gondia IMPS at GONDIYA, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
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Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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