Sardar Bhiladwala Pardi People's Co-operative Bank
Sardar Bhiladwala Pardi People's Co-operative Bank IMPS BRANCH
+912602374960
Understanding IFSC Code: The Digital DNA of Sardar Bhiladwala Pardi People's Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Sardar Bhiladwala Pardi People's Co-operative Bank IMPS
branch of Sardar Bhiladwala Pardi People's Co-operative Bank, the code UTIB0SBPP02 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the UTIB0SBPP02 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"UTIB" represents Sardar Bhiladwala Pardi People's Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Sardar Bhiladwala Pardi People's Co-operative Bank IMPS
Payment Systems Supported by UTIB0SBPP02
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—396804501—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Sardar Bhiladwala Pardi People's Co-operative Bank in PARDI typically follows the RBI holiday calendar. Digital transfers via UTIB0SBPP02 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While UTIB0SBPP02 is the valid code for Sardar Bhiladwala Pardi People's Co-operative Bank IMPS at PARDI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
- • GST Calculator Online
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Branch Context
- • Sardar Bhiladwala Pardi People's Co-operative Bank IMPS Contact
- • Address of Sardar Bhiladwala Pardi People's Co-operative Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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