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Hisar Central Co-operative Bank Hisar

Hisar Central Co-operative Bank Hisar IMPS BRANCH

IFSC CODE
UTIB0HCCB01
MICR Code 125816052
Branch Code HCCB01
City / District HISAR
State MAHARASHTRA
Office Address RAILWAY ROAD - HISAR
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Hisar Central Co-operative Bank Hisar

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Hisar Central Co-operative Bank Hisar IMPS branch of Hisar Central Co-operative Bank Hisar, the code UTIB0HCCB01 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UTIB0HCCB01 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UTIB" represents Hisar Central Co-operative Bank Hisar

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Hisar Central Co-operative Bank Hisar IMPS

Payment Systems Supported by UTIB0HCCB01

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—125816052—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Hisar Central Co-operative Bank Hisar in HISAR typically follows the RBI holiday calendar. Digital transfers via UTIB0HCCB01 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UTIB0HCCB01 is the valid code for Hisar Central Co-operative Bank Hisar IMPS at HISAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

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  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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