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Ax

Axis Bank

DHAMDOD ROAD BARDOLI BRANCH

+919377697771

IFSC CODE
UTIB0006483
MICR Code 394211006
Branch Code 006483
City / District SURAT
State GUJARAT
Office Address GF, SHOP NO 8A, 9 AND 9 A, VENETIAN SHOPPING CENTRE, UNIT OF VENETIAN VILLA, VILLAGE DHAMDOD LUMBHA, TALUKA BARDOLI, DISTRICT SURAT
Phone +919377697771
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Axis Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the DHAMDOD ROAD BARDOLI branch of Axis Bank, the code UTIB0006483 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UTIB0006483 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UTIB" represents Axis Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for DHAMDOD ROAD BARDOLI

Payment Systems Supported by UTIB0006483

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—394211006—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Axis Bank in SURAT typically follows the RBI holiday calendar. Digital transfers via UTIB0006483 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UTIB0006483 is the valid code for DHAMDOD ROAD BARDOLI at SURAT, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • DHAMDOD ROAD BARDOLI Contact
  • • Address of Axis Bank
  • • MICR Code Finder
  • • GUJARAT Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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