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Ax

Axis Bank

POONCHHARI KA LAUTHA BRANCH

+918696948842

IFSC CODE
UTIB0006467
MICR Code 321211004
Branch Code 006467
City / District DEEG HO
State RAJASTHAN
Office Address GROUND FLOOR, OPP GOVT SCHOOL, POONCHHRI, GROUND FLOOR, OPP GOVT SCHOOL, POONCHHRI, DEEG HO 321203
Phone +918696948842
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Understanding IFSC Code: The Digital DNA of Axis Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the POONCHHARI KA LAUTHA branch of Axis Bank, the code UTIB0006467 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UTIB0006467 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UTIB" represents Axis Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for POONCHHARI KA LAUTHA

Payment Systems Supported by UTIB0006467

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—321211004—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Axis Bank in DEEG HO typically follows the RBI holiday calendar. Digital transfers via UTIB0006467 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UTIB0006467 is the valid code for POONCHHARI KA LAUTHA at DEEG HO, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • POONCHHARI KA LAUTHA Contact
  • • Address of Axis Bank
  • • MICR Code Finder
  • • RAJASTHAN Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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