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Ax

Axis Bank

CHANAPORA BRANCH

+917006983824

IFSC CODE
UTIB0006241
MICR Code 190211013
Branch Code 006241
City / District SRINAGAR
State JAMMU AND KASHMIR
Office Address GROUND FLOOR, KHASRA NO SURVEY NO 1306 MIN, KHEWAT NO 1587, KHATA NO 1759, AND KHASRA NO 4916 297 MIN, KHEWAT NO 251 AND KHATA NO 1411, TEHSIL CHANAPORA NATIPORA
Phone +917006983824
📍 View Branch on Google Maps

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Understanding IFSC Code: The Digital DNA of Axis Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the CHANAPORA branch of Axis Bank, the code UTIB0006241 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UTIB0006241 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UTIB" represents Axis Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for CHANAPORA

Payment Systems Supported by UTIB0006241

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—190211013—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Axis Bank in SRINAGAR typically follows the RBI holiday calendar. Digital transfers via UTIB0006241 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UTIB0006241 is the valid code for CHANAPORA at SRINAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Axis Bank Branch List
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Financial Tools

  • • GST Calculator Online
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Branch Context

  • • CHANAPORA Contact
  • • Address of Axis Bank
  • • MICR Code Finder
  • • JAMMU AND KASHMIR Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
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  • • IFSC Finder v2.0

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