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Ax

Axis Bank

ZEROMILE ARRAH BRANCH BRANCH

+917011615070

IFSC CODE
UTIB0006086
MICR Code 802211003
Branch Code 006086
City / District ARRAH
State BIHAR
Office Address UPPER GROUND FLR,SHREE HARI VISHNU PALACE,ARRAH ZERO MILE MAIN ROAD ,PO ANAITH,PS NAWADA ARRAH
Phone +917011615070
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Axis Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the ZEROMILE ARRAH BRANCH branch of Axis Bank, the code UTIB0006086 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UTIB0006086 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UTIB" represents Axis Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for ZEROMILE ARRAH BRANCH

Payment Systems Supported by UTIB0006086

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—802211003—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Axis Bank in ARRAH typically follows the RBI holiday calendar. Digital transfers via UTIB0006086 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UTIB0006086 is the valid code for ZEROMILE ARRAH BRANCH at ARRAH, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • ZEROMILE ARRAH BRANCH Contact
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  • • MICR Code Finder
  • • BIHAR Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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