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Ax

Axis Bank

BHILODA RAOD MANKRODA BRANCH

+919426580798

IFSC CODE
UTIB0005471
MICR Code 383211121
Branch Code 005471
City / District MANKARODA
State GUJARAT
Office Address GROUND FLOOR, SHOP NO 56,57 AND 58, PLOT NO 104, RISHABH PLAZA,R S NO 24,AT MANKARODA
Phone +919426580798
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Understanding IFSC Code: The Digital DNA of Axis Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BHILODA RAOD MANKRODA branch of Axis Bank, the code UTIB0005471 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UTIB0005471 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UTIB" represents Axis Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BHILODA RAOD MANKRODA

Payment Systems Supported by UTIB0005471

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—383211121—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Axis Bank in MANKARODA typically follows the RBI holiday calendar. Digital transfers via UTIB0005471 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UTIB0005471 is the valid code for BHILODA RAOD MANKRODA at MANKARODA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • BHILODA RAOD MANKRODA Contact
  • • Address of Axis Bank
  • • MICR Code Finder
  • • GUJARAT Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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