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Axis Bank

SHAKTINAGAR MUNDRA BRANCH

+918264427270

IFSC CODE
UTIB0005470
MICR Code 370211125
Branch Code 005470
City / District NANAKAPAYA
State GUJARAT
Office Address GROUND FLOOR, SHOP NO 1, TOFIL COMPLEX, PLOT NO 19, S NO 167 OR 4 PAIKI, MIRZA CORNER, SHAKTINAGAR, TALUKA MUNDRA, VILLAGE NANAKAPAYA, DIST KUTCH 370421 GUJARAT
Phone +918264427270
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Understanding IFSC Code: The Digital DNA of Axis Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SHAKTINAGAR MUNDRA branch of Axis Bank, the code UTIB0005470 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UTIB0005470 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UTIB" represents Axis Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SHAKTINAGAR MUNDRA

Payment Systems Supported by UTIB0005470

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—370211125—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Axis Bank in NANAKAPAYA typically follows the RBI holiday calendar. Digital transfers via UTIB0005470 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UTIB0005470 is the valid code for SHAKTINAGAR MUNDRA at NANAKAPAYA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • SHAKTINAGAR MUNDRA Contact
  • • Address of Axis Bank
  • • MICR Code Finder
  • • GUJARAT Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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