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Axis Bank

MAHENDRANAGAR MORBI BRANCH

+919898596565

IFSC CODE
UTIB0005026
MICR Code 363211027
Branch Code 005026
City / District MAHENDRANAGAR
State GUJARAT
Office Address GROUND FLOOR, SHOP NO 1 AND PART OF HALL, SHIV COMPLEX, IN THE SOCIETY KNOWN AS NILAM BAAG 1, SURVEY NO 208, PLOT NO 1, NEAR MAHENDRANAGAR BUS STAND, JETPAR ROAD, MAHENDRANAGAR
Phone +919898596565
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Understanding IFSC Code: The Digital DNA of Axis Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the MAHENDRANAGAR MORBI branch of Axis Bank, the code UTIB0005026 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UTIB0005026 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UTIB" represents Axis Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for MAHENDRANAGAR MORBI

Payment Systems Supported by UTIB0005026

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—363211027—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Axis Bank in MAHENDRANAGAR typically follows the RBI holiday calendar. Digital transfers via UTIB0005026 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UTIB0005026 is the valid code for MAHENDRANAGAR MORBI at MAHENDRANAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • MAHENDRANAGAR MORBI Contact
  • • Address of Axis Bank
  • • MICR Code Finder
  • • GUJARAT Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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