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Axis Bank

JHARSA SECTOR THIRTY ONE GURGAON BRANCH

+919818077335

IFSC CODE
UTIB0004864
MICR Code 110211357
Branch Code 004864
City / District GURGAON
State HARYANA
Office Address GROUND FLOOR AND BASEMENT, SCO PLOT NO 4, HUDA SHOPPING COMPLEX, JHARSA, SECTOR 31, GURGAON 122 003 HARYANA
Phone +919818077335
📍 View Branch on Google Maps

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Understanding IFSC Code: The Digital DNA of Axis Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the JHARSA SECTOR THIRTY ONE GURGAON branch of Axis Bank, the code UTIB0004864 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UTIB0004864 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UTIB" represents Axis Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for JHARSA SECTOR THIRTY ONE GURGAON

Payment Systems Supported by UTIB0004864

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—110211357—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Axis Bank in GURGAON typically follows the RBI holiday calendar. Digital transfers via UTIB0004864 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UTIB0004864 is the valid code for JHARSA SECTOR THIRTY ONE GURGAON at GURGAON, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Axis Bank Branch List
  • • GURGAON IFSC Codes
  • • Swift Code for Axis Bank
  • • Bank Holiday in HARYANA

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • JHARSA SECTOR THIRTY ONE GURGAON Contact
  • • Address of Axis Bank
  • • MICR Code Finder
  • • HARYANA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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