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Axis Bank

THIRUPATHUR BRANCH

+9145774577

IFSC CODE
UTIB0004267
MICR Code 630211003
Branch Code 004267
City / District THIRUPATHUR
State TAMIL NADU
Office Address NO8,SOUTH CAR STREET,POST OFFICE ROAD THIRUPATHUR 630211
Phone +9145774577
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Understanding IFSC Code: The Digital DNA of Axis Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THIRUPATHUR branch of Axis Bank, the code UTIB0004267 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UTIB0004267 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UTIB" represents Axis Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THIRUPATHUR

Payment Systems Supported by UTIB0004267

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—630211003—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Axis Bank in THIRUPATHUR typically follows the RBI holiday calendar. Digital transfers via UTIB0004267 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UTIB0004267 is the valid code for THIRUPATHUR at THIRUPATHUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • THIRUPATHUR Contact
  • • Address of Axis Bank
  • • MICR Code Finder
  • • TAMIL NADU Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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