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Ax

Axis Bank

CHINGMEIRONG BRANCH

+913852421128

IFSC CODE
UTIB0003210
MICR Code 795211504
Branch Code 003210
City / District IMPHAL
State MANIPUR
Office Address GROUND FLOOR, GREEN LAND SQUARE, CHINGMEIRONG, IMPHAL EAST 795001
Phone +913852421128
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Axis Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the CHINGMEIRONG branch of Axis Bank, the code UTIB0003210 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UTIB0003210 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UTIB" represents Axis Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for CHINGMEIRONG

Payment Systems Supported by UTIB0003210

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—795211504—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Axis Bank in IMPHAL typically follows the RBI holiday calendar. Digital transfers via UTIB0003210 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UTIB0003210 is the valid code for CHINGMEIRONG at IMPHAL, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Axis Bank Branch List
  • • IMPHAL IFSC Codes
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Financial Tools

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Branch Context

  • • CHINGMEIRONG Contact
  • • Address of Axis Bank
  • • MICR Code Finder
  • • MANIPUR Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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