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Ax

Axis Bank

KANTABANIA BRANCH

IFSC CODE
UTIB0002291
MICR Code 756211505
Branch Code 002291
City / District KAMARDA
State ODISHA
Office Address GROUND FLOOR, KHATA NO.1480/476, PLOT NO - 4428/5588/5743, VILL KANTABANIA, MOUZA KASABA KAMARDA, PS -KAMARDA, GRAM PANCHAYAT KASABA KAMARDA,DIST BALASORE, ORISSA, PIN 756035
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Axis Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the KANTABANIA branch of Axis Bank, the code UTIB0002291 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UTIB0002291 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UTIB" represents Axis Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for KANTABANIA

Payment Systems Supported by UTIB0002291

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—756211505—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Axis Bank in KAMARDA typically follows the RBI holiday calendar. Digital transfers via UTIB0002291 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UTIB0002291 is the valid code for KANTABANIA at KAMARDA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Axis Bank Branch List
  • • KAMARDA IFSC Codes
  • • Swift Code for Axis Bank
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Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
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Branch Context

  • • KANTABANIA Contact
  • • Address of Axis Bank
  • • MICR Code Finder
  • • ODISHA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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