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Axis Bank

GOPALAPATNAM BRANCH

IFSC CODE
UTIB0001411
MICR Code 530211006
Branch Code 001411
City / District GOPALAPATNAM
State ANDHRA PRADESH
Office Address PLOT NO. 12, S.NO.1/2,VIZAG-ARAKU MAIN ROAD,GOPALAPATNAM, DIST.VISAKHAPATNAM,ANDHRA PRADESH, PIN 530027.
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Axis Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the GOPALAPATNAM branch of Axis Bank, the code UTIB0001411 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UTIB0001411 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UTIB" represents Axis Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for GOPALAPATNAM

Payment Systems Supported by UTIB0001411

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—530211006—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Axis Bank in GOPALAPATNAM typically follows the RBI holiday calendar. Digital transfers via UTIB0001411 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UTIB0001411 is the valid code for GOPALAPATNAM at GOPALAPATNAM, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Axis Bank Branch List
  • • GOPALAPATNAM IFSC Codes
  • • Swift Code for Axis Bank
  • • Bank Holiday in ANDHRA PRADESH

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • GOPALAPATNAM Contact
  • • Address of Axis Bank
  • • MICR Code Finder
  • • ANDHRA PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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