Home / Axis Bank / DALTONGANJ
Ax

Axis Bank

DALTONGANJ BRANCH

IFSC CODE
UTIB0001375
MICR Code 822211002
Branch Code 001375
City / District DALTONGANJ
State JHARKHAND
Office Address RANKA HOUSE, YUVRAJ COMPLEX, CHAI MOHAN CHOWK, JILA SCHOOL ROAD, DALTONGANJ - 822101
Phone Not Available
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Axis Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the DALTONGANJ branch of Axis Bank, the code UTIB0001375 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UTIB0001375 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UTIB" represents Axis Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for DALTONGANJ

Payment Systems Supported by UTIB0001375

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—822211002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Axis Bank in DALTONGANJ typically follows the RBI holiday calendar. Digital transfers via UTIB0001375 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UTIB0001375 is the valid code for DALTONGANJ at DALTONGANJ, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Axis Bank Branch List
  • • DALTONGANJ IFSC Codes
  • • Swift Code for Axis Bank
  • • Bank Holiday in JHARKHAND

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • DALTONGANJ Contact
  • • Address of Axis Bank
  • • MICR Code Finder
  • • JHARKHAND Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

INDEXING TAGS: Axis Bank UTIB0001375 code, find DALTONGANJ branch details, Axis Bank DALTONGANJ contact number, JHARKHAND bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Axis Bank DALTONGANJ, online neft rtgs imps guide india, how to find ifsc code of Axis Bank.