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Axis Bank

FATEHGARH CHURIAN BRANCH

IFSC CODE
UTIB0001275
MICR Code 143211252
Branch Code 001275
City / District FATEHGARH,CHURIAN
State PUNJAB
Office Address GROUND FLOOR, KHEWAT/KHATUNI NO.771/1066, KHASRA NO. 102/3/2/1 (3-2), WARD NO. 11, AJNALA ROAD , FATEHGARH CHURIAN, TEHSIL BATALA, DIST. GURDASPUR, PUNJAB , PIN 143602
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Axis Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the FATEHGARH CHURIAN branch of Axis Bank, the code UTIB0001275 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UTIB0001275 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UTIB" represents Axis Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for FATEHGARH CHURIAN

Payment Systems Supported by UTIB0001275

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—143211252—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Axis Bank in FATEHGARH,CHURIAN typically follows the RBI holiday calendar. Digital transfers via UTIB0001275 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UTIB0001275 is the valid code for FATEHGARH CHURIAN at FATEHGARH,CHURIAN, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • FATEHGARH CHURIAN Contact
  • • Address of Axis Bank
  • • MICR Code Finder
  • • PUNJAB Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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