UTTARAKHAND STATE COOPERATIVE BANK LIMITED
CHAKRATA DEHRADUN BRANCH
Understanding IFSC Code: The Digital DNA of UTTARAKHAND STATE COOPERATIVE BANK LIMITED
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the CHAKRATA DEHRADUN
branch of UTTARAKHAND STATE COOPERATIVE BANK LIMITED, the code USCB0001005 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the USCB0001005 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"USCB" represents UTTARAKHAND STATE COOPERATIVE BANK LIMITED
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for CHAKRATA DEHRADUN
Payment Systems Supported by USCB0001005
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—248554003—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The UTTARAKHAND STATE COOPERATIVE BANK LIMITED in DEHRADUN typically follows the RBI holiday calendar. Digital transfers via USCB0001005 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While USCB0001005 is the valid code for CHAKRATA DEHRADUN at DEHRADUN, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • UTTARAKHAND STATE COOPERATIVE BANK LIMITED Branch List
- • DEHRADUN IFSC Codes
- • Swift Code for UTTARAKHAND STATE COOPERATIVE BANK LIMITED
- • Bank Holiday in UTTARAKHAND
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • CHAKRATA DEHRADUN Contact
- • Address of UTTARAKHAND STATE COOPERATIVE BANK LIMITED
- • MICR Code Finder
- • UTTARAKHAND Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: UTTARAKHAND STATE COOPERATIVE BANK LIMITED USCB0001005 code, find CHAKRATA DEHRADUN branch details, UTTARAKHAND STATE COOPERATIVE BANK LIMITED DEHRADUN contact number, UTTARAKHAND bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for UTTARAKHAND STATE COOPERATIVE BANK LIMITED DEHRADUN, online neft rtgs imps guide india, how to find ifsc code of UTTARAKHAND STATE COOPERATIVE BANK LIMITED.