UTTARAKHAND STATE COOPERATIVE BANK LIMITED
HARIDWAR BRANCH BRANCH
Understanding IFSC Code: The Digital DNA of UTTARAKHAND STATE COOPERATIVE BANK LIMITED
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the HARIDWAR BRANCH
branch of UTTARAKHAND STATE COOPERATIVE BANK LIMITED, the code USCB0001004 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the USCB0001004 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"USCB" represents UTTARAKHAND STATE COOPERATIVE BANK LIMITED
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for HARIDWAR BRANCH
Payment Systems Supported by USCB0001004
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—249554002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The UTTARAKHAND STATE COOPERATIVE BANK LIMITED in HARIDWAR typically follows the RBI holiday calendar. Digital transfers via USCB0001004 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While USCB0001004 is the valid code for HARIDWAR BRANCH at HARIDWAR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
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Financial Tools
- • GST Calculator Online
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Branch Context
- • HARIDWAR BRANCH Contact
- • Address of UTTARAKHAND STATE COOPERATIVE BANK LIMITED
- • MICR Code Finder
- • UTTARAKHAND Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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