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UTTARAKHAND STATE COOPERATIVE BANK LIMITED

ROORKEE BRANCH BRANCH

IFSC CODE
USCB0001003
MICR Code 247554102
Branch Code 001003
City / District ROORKEE
State UTTARAKHAND
Office Address HOUSE NO 1123 MOHALLA YADAVPURI RAMNAGAR ROORKEE PARGANA TEHSIL ROORKEE ZILA HARIDWAR 247667
Phone Not Available
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Understanding IFSC Code: The Digital DNA of UTTARAKHAND STATE COOPERATIVE BANK LIMITED

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the ROORKEE BRANCH branch of UTTARAKHAND STATE COOPERATIVE BANK LIMITED, the code USCB0001003 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the USCB0001003 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"USCB" represents UTTARAKHAND STATE COOPERATIVE BANK LIMITED

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for ROORKEE BRANCH

Payment Systems Supported by USCB0001003

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—247554102—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The UTTARAKHAND STATE COOPERATIVE BANK LIMITED in ROORKEE typically follows the RBI holiday calendar. Digital transfers via USCB0001003 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While USCB0001003 is the valid code for ROORKEE BRANCH at ROORKEE, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • ROORKEE BRANCH Contact
  • • Address of UTTARAKHAND STATE COOPERATIVE BANK LIMITED
  • • MICR Code Finder
  • • UTTARAKHAND Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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