Urban Co-operative Bank Perinthalmanna
KOOTILANGADI BRANCH BRANCH
+914933241200
Related Branches
Understanding IFSC Code: The Digital DNA of Urban Co-operative Bank Perinthalmanna
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the KOOTILANGADI BRANCH
branch of Urban Co-operative Bank Perinthalmanna, the code URBN0000B17 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the URBN0000B17 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"URBN" represents Urban Co-operative Bank Perinthalmanna
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for KOOTILANGADI BRANCH
Payment Systems Supported by URBN0000B17
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Urban Co-operative Bank Perinthalmanna in PADINGATUMMURI typically follows the RBI holiday calendar. Digital transfers via URBN0000B17 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While URBN0000B17 is the valid code for KOOTILANGADI BRANCH at PADINGATUMMURI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
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Financial Tools
- • GST Calculator Online
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- • FD Interest Rates 2026
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Branch Context
- • KOOTILANGADI BRANCH Contact
- • Address of Urban Co-operative Bank Perinthalmanna
- • MICR Code Finder
- • KERALA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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