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Uttar Pradesh Co-operative Bank

ZILA SAHKARI BANK LTD, GHAZIPUR BRANCH

+919415627238

IFSC CODE
UPCB00ZSBLG
MICR Code
Branch Code 0ZSBLG
City / District GHAZIPUR
State UTTAR PRADESH
Office Address NEAR KACHERA,GHAZIPUR 233001
Phone +919415627238
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Uttar Pradesh Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the ZILA SAHKARI BANK LTD, GHAZIPUR branch of Uttar Pradesh Co-operative Bank, the code UPCB00ZSBLG ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UPCB00ZSBLG Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UPCB" represents Uttar Pradesh Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for ZILA SAHKARI BANK LTD, GHAZIPUR

Payment Systems Supported by UPCB00ZSBLG

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Uttar Pradesh Co-operative Bank in GHAZIPUR typically follows the RBI holiday calendar. Digital transfers via UPCB00ZSBLG for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UPCB00ZSBLG is the valid code for ZILA SAHKARI BANK LTD, GHAZIPUR at GHAZIPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

  • • GST Calculator Online
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Branch Context

  • • ZILA SAHKARI BANK LTD, GHAZIPUR Contact
  • • Address of Uttar Pradesh Co-operative Bank
  • • MICR Code Finder
  • • UTTAR PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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