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Uttar Pradesh Co-operative Bank

ZILA SAHAKARI BANK LTD, BAREILLY BRANCH

IFSC CODE
UPCB00ZSBLB
MICR Code
Branch Code 0ZSBLB
City / District BAREILLY
State UTTAR PRADESH
Office Address SHAHJAHANPUR ROAD, GANGAPUR, BAREILLY 243005
Phone Not Available
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Uttar Pradesh Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the ZILA SAHAKARI BANK LTD, BAREILLY branch of Uttar Pradesh Co-operative Bank, the code UPCB00ZSBLB ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UPCB00ZSBLB Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UPCB" represents Uttar Pradesh Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for ZILA SAHAKARI BANK LTD, BAREILLY

Payment Systems Supported by UPCB00ZSBLB

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Uttar Pradesh Co-operative Bank in BAREILLY typically follows the RBI holiday calendar. Digital transfers via UPCB00ZSBLB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UPCB00ZSBLB is the valid code for ZILA SAHAKARI BANK LTD, BAREILLY at BAREILLY, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Uttar Pradesh Co-operative Bank Branch List
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  • • Bank Holiday in UTTAR PRADESH

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • ZILA SAHAKARI BANK LTD, BAREILLY Contact
  • • Address of Uttar Pradesh Co-operative Bank
  • • MICR Code Finder
  • • UTTAR PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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