Uttar Pradesh Co-operative Bank
HARDOI DISTT. CO-OPERATIVE BANK LTD.-HARDOI BRANCH
+919450385791
Understanding IFSC Code: The Digital DNA of Uttar Pradesh Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the HARDOI DISTT. CO-OPERATIVE BANK LTD.-HARDOI
branch of Uttar Pradesh Co-operative Bank, the code UPCB00HDCBL ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the UPCB00HDCBL Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"UPCB" represents Uttar Pradesh Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for HARDOI DISTT. CO-OPERATIVE BANK LTD.-HARDOI
Payment Systems Supported by UPCB00HDCBL
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Uttar Pradesh Co-operative Bank in HARDOI typically follows the RBI holiday calendar. Digital transfers via UPCB00HDCBL for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While UPCB00HDCBL is the valid code for HARDOI DISTT. CO-OPERATIVE BANK LTD.-HARDOI at HARDOI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Uttar Pradesh Co-operative Bank Branch List
- • HARDOI IFSC Codes
- • Swift Code for Uttar Pradesh Co-operative Bank
- • Bank Holiday in UTTAR PRADESH
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • HARDOI DISTT. CO-OPERATIVE BANK LTD.-HARDOI Contact
- • Address of Uttar Pradesh Co-operative Bank
- • MICR Code Finder
- • UTTAR PRADESH Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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