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Uttar Pradesh Co-operative Bank

FAIZABAD BRANCH BRANCH

+915278222112

IFSC CODE
UPCB0000024
MICR Code 224185002
Branch Code 000024
City / District FAIZABAD
State UTTAR PRADESH
Office Address BAJAJA BAZAR,
Phone +915278222112
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Uttar Pradesh Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the FAIZABAD BRANCH branch of Uttar Pradesh Co-operative Bank, the code UPCB0000024 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UPCB0000024 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UPCB" represents Uttar Pradesh Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for FAIZABAD BRANCH

Payment Systems Supported by UPCB0000024

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—224185002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Uttar Pradesh Co-operative Bank in FAIZABAD typically follows the RBI holiday calendar. Digital transfers via UPCB0000024 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UPCB0000024 is the valid code for FAIZABAD BRANCH at FAIZABAD, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Uttar Pradesh Co-operative Bank Branch List
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  • • Bank Holiday in UTTAR PRADESH

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
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Branch Context

  • • FAIZABAD BRANCH Contact
  • • Address of Uttar Pradesh Co-operative Bank
  • • MICR Code Finder
  • • UTTAR PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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