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Unity Small finance Bank Limited

BADALPAR BRANCH

+919594927699

IFSC CODE
UNBA0001099
MICR Code
Branch Code 001099
City / District BADALPAR
State MADHYA PRADESH
Office Address S/O BHOOP SINGH CHOUHAN, SC NO 9799, DURGA CHOUK, VILLAGE - BADALPAR, TEHSIL - KURAI, DISTRICT - SEONI, MADHYA PRADESH 480661
Phone +919594927699
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Understanding IFSC Code: The Digital DNA of Unity Small finance Bank Limited

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BADALPAR branch of Unity Small finance Bank Limited, the code UNBA0001099 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UNBA0001099 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UNBA" represents Unity Small finance Bank Limited

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BADALPAR

Payment Systems Supported by UNBA0001099

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Unity Small finance Bank Limited in BADALPAR typically follows the RBI holiday calendar. Digital transfers via UNBA0001099 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UNBA0001099 is the valid code for BADALPAR at BADALPAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • BADALPAR Contact
  • • Address of Unity Small finance Bank Limited
  • • MICR Code Finder
  • • MADHYA PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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