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Unity Small finance Bank Limited

JAVANAGONDANALLI BRANCH

+918496940336

IFSC CODE
UNBA0001095
MICR Code
Branch Code 001095
City / District JAVANAGONDANALLI
State KARNATAKA
Office Address CTS NO 327/313,KARIYALA ROAD,NEAR VALMIKI CIRCLE,JAVANAGONDANALLI,TQ-HIRIYUR,DISTRICT-CHITRADURGA,KARNATAKA-577511
Phone +918496940336
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Understanding IFSC Code: The Digital DNA of Unity Small finance Bank Limited

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the JAVANAGONDANALLI branch of Unity Small finance Bank Limited, the code UNBA0001095 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UNBA0001095 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UNBA" represents Unity Small finance Bank Limited

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for JAVANAGONDANALLI

Payment Systems Supported by UNBA0001095

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Unity Small finance Bank Limited in JAVANAGONDANALLI typically follows the RBI holiday calendar. Digital transfers via UNBA0001095 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UNBA0001095 is the valid code for JAVANAGONDANALLI at JAVANAGONDANALLI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • JAVANAGONDANALLI Contact
  • • Address of Unity Small finance Bank Limited
  • • MICR Code Finder
  • • KARNATAKA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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