Unity Small finance Bank Limited
KAINSIR BRANCH
+918144573740
Related Branches
Understanding IFSC Code: The Digital DNA of Unity Small finance Bank Limited
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the KAINSIR
branch of Unity Small finance Bank Limited, the code UNBA0001045 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the UNBA0001045 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"UNBA" represents Unity Small finance Bank Limited
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for KAINSIR
Payment Systems Supported by UNBA0001045
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Unity Small finance Bank Limited in KAINSIR typically follows the RBI holiday calendar. Digital transfers via UNBA0001045 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While UNBA0001045 is the valid code for KAINSIR at KAINSIR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
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- • Bank Holiday in ODISHA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • KAINSIR Contact
- • Address of Unity Small finance Bank Limited
- • MICR Code Finder
- • ODISHA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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