Unity Small finance Bank Limited
GARHI HASANPUR BRANCH
+918394844274
Related Branches
Understanding IFSC Code: The Digital DNA of Unity Small finance Bank Limited
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the GARHI HASANPUR
branch of Unity Small finance Bank Limited, the code UNBA0001039 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the UNBA0001039 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"UNBA" represents Unity Small finance Bank Limited
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for GARHI HASANPUR
Payment Systems Supported by UNBA0001039
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Unity Small finance Bank Limited in GARHI HASANPUR typically follows the RBI holiday calendar. Digital transfers via UNBA0001039 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While UNBA0001039 is the valid code for GARHI HASANPUR at GARHI HASANPUR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • GARHI HASANPUR Contact
- • Address of Unity Small finance Bank Limited
- • MICR Code Finder
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Platform Links
- • Anand Design DevBox
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- • Webmaster Tools
- • IFSC Finder v2.0
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