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Unity Small finance Bank Limited

AHMADPUR BRANCH

+917323892196

IFSC CODE
UNBA0001010
MICR Code
Branch Code 001010
City / District AHMADPUR
State BIHAR
Office Address S/O NAGESHWAR PRASAD,WARD NO 17, RAIPUR BUZURG, PO- SHRAYRANJAN, PS- SHRAYRANJAN, TALUKA-SHRAYRANJAN,DIST- SAMASTIPUR,BIHAR-848505
Phone +917323892196
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Unity Small finance Bank Limited

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the AHMADPUR branch of Unity Small finance Bank Limited, the code UNBA0001010 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UNBA0001010 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UNBA" represents Unity Small finance Bank Limited

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for AHMADPUR

Payment Systems Supported by UNBA0001010

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Unity Small finance Bank Limited in AHMADPUR typically follows the RBI holiday calendar. Digital transfers via UNBA0001010 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UNBA0001010 is the valid code for AHMADPUR at AHMADPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • AHMADPUR Contact
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  • • MICR Code Finder
  • • BIHAR Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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