Unity Small finance Bank Limited
VIDYAPEETH ROAD BRANCH
+919587017055
Understanding IFSC Code: The Digital DNA of Unity Small finance Bank Limited
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the VIDYAPEETH ROAD
branch of Unity Small finance Bank Limited, the code UNBA0000638 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the UNBA0000638 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"UNBA" represents Unity Small finance Bank Limited
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for VIDYAPEETH ROAD
Payment Systems Supported by UNBA0000638
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Unity Small finance Bank Limited in VARANASI typically follows the RBI holiday calendar. Digital transfers via UNBA0000638 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While UNBA0000638 is the valid code for VIDYAPEETH ROAD at VARANASI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Unity Small finance Bank Limited Branch List
- • VARANASI IFSC Codes
- • Swift Code for Unity Small finance Bank Limited
- • Bank Holiday in UTTAR PRADESH
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • VIDYAPEETH ROAD Contact
- • Address of Unity Small finance Bank Limited
- • MICR Code Finder
- • UTTAR PRADESH Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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