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Unity Small finance Bank Limited

ARERA COLONY BRANCH

+919713026464

IFSC CODE
UNBA0000573
MICR Code
Branch Code 000573
City / District BHOPAL
State MADHYA PRADESH
Office Address E-5/10,SANKALP,OPP HABIBGANJ POLICE STATION,ARERA COLONY,BHOPAL-462016,MADHYA PRADESH
Phone +919713026464
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Unity Small finance Bank Limited

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the ARERA COLONY branch of Unity Small finance Bank Limited, the code UNBA0000573 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UNBA0000573 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UNBA" represents Unity Small finance Bank Limited

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for ARERA COLONY

Payment Systems Supported by UNBA0000573

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Unity Small finance Bank Limited in BHOPAL typically follows the RBI holiday calendar. Digital transfers via UNBA0000573 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UNBA0000573 is the valid code for ARERA COLONY at BHOPAL, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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  • • Personal Loan EMI Calc
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Branch Context

  • • ARERA COLONY Contact
  • • Address of Unity Small finance Bank Limited
  • • MICR Code Finder
  • • MADHYA PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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