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Ujjivan Small Finance Bank

NANDED BRANCH

+918040712166

IFSC CODE
UJVN0004523
MICR Code 431761052
Branch Code 004523
City / District NANDED
State MAHARASHTRA
Office Address PLOT NO 74, CTS NO 10318, VASANT NAGAR CO-OP HOUSING SOCIETY, ASADULLABAD, NANDED,MAHARASHTRA - 431602
Phone +918040712166
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Ujjivan Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the NANDED branch of Ujjivan Small Finance Bank, the code UJVN0004523 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UJVN0004523 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UJVN" represents Ujjivan Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for NANDED

Payment Systems Supported by UJVN0004523

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—431761052—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Ujjivan Small Finance Bank in NANDED typically follows the RBI holiday calendar. Digital transfers via UJVN0004523 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UJVN0004523 is the valid code for NANDED at NANDED, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • NANDED Contact
  • • Address of Ujjivan Small Finance Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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