Ujjivan Small Finance Bank
SIKANDRA BRANCH
+918040712166
Understanding IFSC Code: The Digital DNA of Ujjivan Small Finance Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the SIKANDRA
branch of Ujjivan Small Finance Bank, the code UJVN0003704 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the UJVN0003704 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"UJVN" represents Ujjivan Small Finance Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for SIKANDRA
Payment Systems Supported by UJVN0003704
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—811761003—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Ujjivan Small Finance Bank in SIKANDRA typically follows the RBI holiday calendar. Digital transfers via UJVN0003704 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While UJVN0003704 is the valid code for SIKANDRA at SIKANDRA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Ujjivan Small Finance Bank Branch List
- • SIKANDRA IFSC Codes
- • Swift Code for Ujjivan Small Finance Bank
- • Bank Holiday in BIHAR
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • SIKANDRA Contact
- • Address of Ujjivan Small Finance Bank
- • MICR Code Finder
- • BIHAR Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Ujjivan Small Finance Bank UJVN0003704 code, find SIKANDRA branch details, Ujjivan Small Finance Bank SIKANDRA contact number, BIHAR bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Ujjivan Small Finance Bank SIKANDRA, online neft rtgs imps guide india, how to find ifsc code of Ujjivan Small Finance Bank.